* Availability of Funds and Processing Time. Items submitted through the Services are subject to the funds availability policy in your Account Agreement booklet applicable to the relevant account. If we receive the image of an Item for deposit before 7 p.m. Pacific Time on a Business Day (as defined in the Account Agreement booklet), we will consider that day the day of the deposit. If we receive the image of an Item for deposit on or after 7 p.m. Pacific Time on a Business Day or on a weekend or a non-Business Day, we will consider the next Business Day as the day of deposit.
** Disposal of Transmitted Items. We will provide confirmation that we have received the image of the Item. Notwithstanding this fact, you agree to safeguard and keep the original Item for thirty days after you have transmitted the Item. After thirty days following the deposit using the Services, you agree to mark the Item as “VOID” or properly dispose of it to ensure that it is not presented for deposit again. You will promptly provide any retained items, or a sufficient copy of the front and back of the Item, to BECU as requested to aid in the clearing and collection process, to resolve claims by third parties with respect to any Item, or for BECU's audit purposes.